
No complicated procedures, borrow money in 3 easy steps!
Register → Submit → Disbursement
Convenience Commitment
Disbursement within 24 hours | E-wallet payments supported | Unsecured
credit assessment
About Us
Brand Mission
We understand that Filipinos often face urgent and diverse financial
needs. Inspired by the wisdom of Lord Ganesh, JCI LENDING INVESTOR,
INC. leverages technology to simplify processes, making loans as easy
as sending a text message.
Compliance Endorsement
"Registered Money Lender with the Securities and Exchange Commission
(SEC) of the Philippines (CS201717722) | Strict compliance with the
Data Privacy Act (RA 10173)"
Why Choose Us
Four Key Advantages
Instant Application
- Fully online process, complete the application in 10 minutes via mobile.
- Upload ID photos (SSS/UMID/Driver’s License/Passport) directly.
Lightning-Fast Disbursement
- Receive funds within 24 hours after approval, with support for e-wallets like GCash and PayMaya.
Flexible Repayment
- Choose terms from 7 days to 24 months, with no penalties for early repayment.
Zero Collateral Required
- No asset proof needed; loans are disbursed upon credit approval.
Compliance lending, peace of mind
JCI Lend and Warm Cash Lending Corp. joint service
JCI Lend App is a digital lending platform authorized by Warm Cash
Lending Corp. As a licensed financial institution officially
approved by the Securities and Exchange Commission (SEC) of the
Philippines (SEC registration number: 2021030009095, authorization
certificate number: 3427), Warm Cash Lending Corp provides JCL
Loan with full-process funding support and risk control management
to ensure that all services comply with the financial regulatory
requirements of the Philippines.
We promise:
Licensing and compliance: Warm Cash Lending Corp is continuously
regulated by the SEC, and the flow of funds is transparent and
traceable;
Professional service: Relying on the industry experience of Warm
Cash Lending Corp, provide users with efficient and safe lending
experience;
User protection: All loan agreements follow SEC regulations to
eliminate informal financial risks.
Apply for a loan through the JCI Lend App, and you will directly get
the authoritative financial service support of Warm Cash Lending
Corp.
Lender:Warm Cash Lending Corp.
SEC Registration No:2021030009095
Certificate of Authorization No:3427
SEC Registration No:2021030009095
Certificate of Authorization No:3427
Frequently Asked Convenience Questions
Q: How long does the application take?
A: Complete the form in 10 minutes; receive feedback in as little as 1 hour.
A: Complete the form in 10 minutes; receive feedback in as little as 1 hour.
Q: Can I apply without a bank account?
A: Yes! We support e-wallet payments like GCash and PayMaya.
A: Yes! We support e-wallet payments like GCash and PayMaya.
Q: How do I repay the loan?
A: Pay via offline outlets like 7-11 and Cebuana, or set up automatic GCash deductions.
A: Pay via offline outlets like 7-11 and Cebuana, or set up automatic GCash deductions.